{"id":219,"date":"2020-03-04T11:26:21","date_gmt":"2020-03-04T11:26:21","guid":{"rendered":"https:\/\/demo.casethemes.net\/alico\/?page_id=219"},"modified":"2024-07-30T17:34:32","modified_gmt":"2024-07-30T17:34:32","slug":"faqs","status":"publish","type":"page","link":"https:\/\/lucruminsurance.co.ke\/index.php\/faqs\/","title":{"rendered":"FAQs"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"219\" class=\"elementor elementor-219\">\n\t\t\t\t        <section class=\"elementor-section elementor-inner-section elementor-element elementor-element-603aead7 elementor-section-content-middle elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"603aead7\" data-element_type=\"section\">\n            \n                        <div class=\"elementor-container elementor-column-gap-extended \">\n                    <div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-2079a67f\" data-id=\"2079a67f\" data-element_type=\"column\">\n        <div class=\"elementor-widget-wrap elementor-element-populated\">\n                    \n        \t\t<div class=\"elementor-element elementor-element-d5e0af3 elementor-widget elementor-widget-ct_heading\" data-id=\"d5e0af3\" data-element_type=\"widget\" data-widget_type=\"ct_heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"ct-heading ct-heading-dot h-align- \" data-wow-duration=\"1.2s\">\r\n\t<div class=\"ct-heading--inner\">\r\n            \t\t<div class=\"item--sub-title style-default\">\r\n                <span>\r\n                       \r\n                    FAQ                            \r\n                <\/span>\r\n            <\/div>\r\n    \t                <h3 class=\"item--title\">\r\n                            <i class=\"dot-shape\">\r\n                    <i><\/i>\r\n                    <i><\/i>\r\n                    <i><\/i>\r\n                    <i><\/i>\r\n                    <i><\/i>\r\n                    <i><\/i>\r\n                <\/i>\r\n                        You can learn more from our asked questions        <\/h3>\r\n    <\/div>\r\n<\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t            <\/div>\n        <\/div>\n                <div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-29a1a52d\" data-id=\"29a1a52d\" data-element_type=\"column\">\n        <div class=\"elementor-widget-wrap elementor-element-populated\">\n                    \n        \t\t<div class=\"elementor-element elementor-element-6e2e3023 elementor-widget elementor-widget-ct_text_editor\" data-id=\"6e2e3023\" data-element_type=\"widget\" data-widget_type=\"ct_text_editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div id=\"ct_text_editor-6e2e3023\" class=\"ct-text-editor \">\n\t<div class=\"ct-item--inner\">\n\t\t<div class=\"ct-inline-css\"  data-css=\"\n\t        \">\n\t    <\/div>\n\t\t<div class=\"ct-text-editor elementor-clearfix\"><p>Welcome to our Frequently Asked Questions (FAQ) page! Here, you will find answers to common questions about our range of insurance products, including business, life, car, home, and health insurance. Whether you&#8217;re seeking clarity on coverage details, understanding how different policies work, or looking for specific information related to your needs, we&#8217;ve got you covered.<\/p><\/div>\n\t<\/div>\n<\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t            <\/div>\n        <\/div>\n                    <\/div>\n        <\/section>\n                <section class=\"elementor-section elementor-top-section elementor-element elementor-element-5fbd0be4 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5fbd0be4\" data-element_type=\"section\">\n            \n                        <div class=\"elementor-container elementor-column-gap-extended \">\n                    <div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-5a9eaf82\" data-id=\"5a9eaf82\" data-element_type=\"column\">\n        <div class=\"elementor-widget-wrap elementor-element-populated\">\n                    \n        \t\t<div class=\"elementor-element elementor-element-6483a30d elementor-widget elementor-widget-ct_accordion\" data-id=\"6483a30d\" data-element_type=\"widget\" data-widget_type=\"ct_accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t    <div id=\"ct_accordion-6483a30d\" class=\"ct-accordion layout1 \" data-wow-duration=\"1.2s\">\r\n                    <div class=\"ct-accordion-item active\">\r\n                <div class=\"ct-ac-title active\" data-target=\"#d4d45b0ct_accordion-6483a30d\">\r\n                    <a class=\"ct-ac-title-text\">1. What does business insurance cover?<\/a>\r\n                <\/div>\r\n                <div id=\"d4d45b0ct_accordion-6483a30d\" class=\"ct-ac-content\" style=\"display:block;\">Business insurance typically covers property damage, liability claims, business interruption, employee injuries, theft, vandalism, and professional liability. The exact coverage depends on your policy and the nature of your business.<\/div>\r\n            <\/div>\r\n                    <div class=\"ct-accordion-item \">\r\n                <div class=\"ct-ac-title \" data-target=\"#1cbdd95ct_accordion-6483a30d\">\r\n                    <a class=\"ct-ac-title-text\">2. Do I need business insurance if I work from home?<\/a>\r\n                <\/div>\r\n                <div id=\"1cbdd95ct_accordion-6483a30d\" class=\"ct-ac-content\">Yes, even home-based businesses can benefit from business insurance. It can cover risks not included in homeowners insurance, such as business equipment, liability claims, and business interruption.<\/div>\r\n            <\/div>\r\n                    <div class=\"ct-accordion-item \">\r\n                <div class=\"ct-ac-title \" data-target=\"#ceb14a4ct_accordion-6483a30d\">\r\n                    <a class=\"ct-ac-title-text\">3. What does life insurance cover?<\/a>\r\n                <\/div>\r\n                <div id=\"ceb14a4ct_accordion-6483a30d\" class=\"ct-ac-content\">Life insurance provides financial support to your beneficiaries in the event of your death. It can help cover income replacement, debt repayment, educational expenses, funeral costs, living expenses, and estate taxes.<\/div>\r\n            <\/div>\r\n            <\/div>\r\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t            <\/div>\n        <\/div>\n                <div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-804ec98\" data-id=\"804ec98\" data-element_type=\"column\">\n        <div class=\"elementor-widget-wrap elementor-element-populated\">\n                    \n        \t\t<div class=\"elementor-element elementor-element-76e19ae1 elementor-widget elementor-widget-ct_accordion\" data-id=\"76e19ae1\" data-element_type=\"widget\" data-widget_type=\"ct_accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t    <div id=\"ct_accordion-76e19ae1\" class=\"ct-accordion layout1 \" data-wow-duration=\"1.2s\">\r\n                    <div class=\"ct-accordion-item active\">\r\n                <div class=\"ct-ac-title active\" data-target=\"#d4d45b0ct_accordion-76e19ae1\">\r\n                    <a class=\"ct-ac-title-text\">4. How does health insurance work?<\/a>\r\n                <\/div>\r\n                <div id=\"d4d45b0ct_accordion-76e19ae1\" class=\"ct-ac-content\" style=\"display:block;\">Health insurance helps cover medical expenses for doctor visits, hospitalizations, prescription medications, preventive care, emergency services, and mental health services. It reduces out-of-pocket costs and ensures access to necessary medical care.<\/div>\r\n            <\/div>\r\n                    <div class=\"ct-accordion-item \">\r\n                <div class=\"ct-ac-title \" data-target=\"#1cbdd95ct_accordion-76e19ae1\">\r\n                    <a class=\"ct-ac-title-text\">5. What types of car insurance are available?<\/a>\r\n                <\/div>\r\n                <div id=\"1cbdd95ct_accordion-76e19ae1\" class=\"ct-ac-content\">Car insurance policies include options like Third Party Only (TPO), Private Comprehensive, Commercial Comprehensive, PSV Uber, Excess Protector, and Political Violence &amp; Terrorism. Each type offers different levels of coverage and protection.<\/div>\r\n            <\/div>\r\n                    <div class=\"ct-accordion-item \">\r\n                <div class=\"ct-ac-title \" data-target=\"#ceb14a4ct_accordion-76e19ae1\">\r\n                    <a class=\"ct-ac-title-text\">6. What is covered under a standard home insurance policy?<\/a>\r\n                <\/div>\r\n                <div id=\"ceb14a4ct_accordion-76e19ae1\" class=\"ct-ac-content\">Standard homeowners insurance typically covers damage caused by risks such as fire, theft, vandalism, storm damage, and certain natural disasters. It helps pay for repairs or replacements of your home and personal belongings.<\/div>\r\n            <\/div>\r\n            <\/div>\r\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t            <\/div>\n        <\/div>\n                    <\/div>\n        <\/section>\n                <section class=\"elementor-section elementor-top-section elementor-element elementor-element-2fdbce35 elementor-section-content-middle elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2fdbce35\" data-element_type=\"section\">\n            \n                        <div class=\"elementor-container elementor-column-gap-extended \">\n                    <div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-533dfe86\" data-id=\"533dfe86\" data-element_type=\"column\">\n        <div class=\"elementor-widget-wrap elementor-element-populated\">\n                    \n        \t\t<div class=\"elementor-element elementor-element-5cb589fd elementor-widget elementor-widget-ct_heading\" data-id=\"5cb589fd\" data-element_type=\"widget\" data-widget_type=\"ct_heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"ct-heading ct-heading-default h-align- \" data-wow-duration=\"1.2s\">\r\n\t<div class=\"ct-heading--inner\">\r\n                        <h3 class=\"item--title\">\r\n                        Still have you any problem for solutions?        <\/h3>\r\n    <\/div>\r\n<\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t            <\/div>\n        <\/div>\n                <div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-55540928\" data-id=\"55540928\" data-element_type=\"column\">\n        <div class=\"elementor-widget-wrap elementor-element-populated\">\n                    \n        \t\t<div class=\"elementor-element elementor-element-18a5539d elementor-widget elementor-widget-ct_text_editor\" data-id=\"18a5539d\" data-element_type=\"widget\" data-widget_type=\"ct_text_editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div id=\"ct_text_editor-18a5539d\" class=\"ct-text-editor \">\n\t<div class=\"ct-item--inner\">\n\t\t<div class=\"ct-inline-css\"  data-css=\"\n\t        \">\n\t    <\/div>\n\t\t<div class=\"ct-text-editor elementor-clearfix\">For any inquiries relating to my  Retail and Leadership\nPrograms or Coaching and Mentoring services feel free to speak to me personally by call us during business hours.<\/div>\n\t<\/div>\n<\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t            <\/div>\n        <\/div>\n                    <\/div>\n        <\/section>\n                <section class=\"elementor-section elementor-top-section elementor-element elementor-element-5ae57db1 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5ae57db1\" data-element_type=\"section\">\n            \n                        <div class=\"elementor-container elementor-column-gap-extended \">\n                    <div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-27f30ad1\" data-id=\"27f30ad1\" data-element_type=\"column\">\n        <div class=\"elementor-widget-wrap elementor-element-populated\">\n                    \n        \t\t<div class=\"elementor-element elementor-element-2af76e12 elementor-widget elementor-widget-ct_fancy_box\" data-id=\"2af76e12\" data-element_type=\"widget\" data-widget_type=\"ct_fancy_box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"ct-fancy-box ct-fancy-box-layout1 style3 \" data-wow-delay=\"ms\">\r\n                <div class=\"item--icon\">\r\n            <img decoding=\"async\" width=\"100\" height=\"100\" src=\"https:\/\/lucruminsurance.co.ke\/wp-content\/uploads\/2020\/03\/box-icon2.png\" class=\"attachment-full\" alt=\"\" \/>        <\/div>\r\n        <div class=\"item--holder\">\r\n        <h3 class=\"item--title\">\r\n            Head office address:        <\/h3>\r\n        <div class=\"item--description\"><div data-id=\"1470bb24\" data-element_type=\"widget\" data-widget_type=\"ct_fancy_box.default\" style=\"flex-basis: var(--flex-basis); flex-grow: var(--flex-grow); flex-shrink: var(--flex-shrink); order: var(--order); align-self: var(--align-self); flex-direction: var(--flex-direction); flex-wrap: var(--flex-wrap); justify-content: var(--justify-content); align-items: var(--align-items); align-content: var(--align-content); gap: var(--gap); --swiper-theme-color: #000; --swiper-navigation-size: 44px; --swiper-pagination-bullet-size: 6px; --swiper-pagination-bullet-horizontal-gap: 6px; --widgets-spacing: 20px 20px; width: 474.987px; white-space-collapse: collapse;\"><div style=\"transition: background .3s,border .3s,border-radius .3s,box-shadow .3s,transform var(--e-transform-transition-duration,.4s); margin: 24px 0px 40px;\"><div data-wow-delay=\"ms\"><div><div>Kenindia House, Loita St, Nairobi<span style=\"letter-spacing: 0px; white-space-collapse: preserve;\"><\/span><\/div><\/div><\/div><\/div><\/div><\/div>\r\n    <\/div>\r\n<\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-23b97187 elementor-widget elementor-widget-ct_fancy_box\" data-id=\"23b97187\" data-element_type=\"widget\" data-widget_type=\"ct_fancy_box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"ct-fancy-box ct-fancy-box-layout1 style3 \" data-wow-delay=\"ms\">\r\n                <div class=\"item--icon\">\r\n            <img decoding=\"async\" width=\"100\" height=\"100\" src=\"https:\/\/lucruminsurance.co.ke\/wp-content\/uploads\/2020\/03\/box-icon3.png\" class=\"attachment-full\" alt=\"\" \/>        <\/div>\r\n        <div class=\"item--holder\">\r\n        <h3 class=\"item--title\">\r\n            Call for help:        <\/h3>\r\n        <div class=\"item--description\">0722-453610<\/div>\r\n    <\/div>\r\n<\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6462cf73 elementor-widget elementor-widget-ct_fancy_box\" data-id=\"6462cf73\" data-element_type=\"widget\" data-widget_type=\"ct_fancy_box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"ct-fancy-box ct-fancy-box-layout1 style3 \" data-wow-delay=\"ms\">\r\n                <div class=\"item--icon\">\r\n            <img decoding=\"async\" width=\"100\" height=\"100\" src=\"https:\/\/lucruminsurance.co.ke\/wp-content\/uploads\/2020\/03\/box-icon1.png\" class=\"attachment-full\" alt=\"\" \/>        <\/div>\r\n        <div class=\"item--holder\">\r\n        <h3 class=\"item--title\">\r\n            Mail for information:        <\/h3>\r\n        <div class=\"item--description\">info@lucruminsurance.co.ke<\/div>\r\n    <\/div>\r\n<\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t            <\/div>\n        <\/div>\n                <div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-5cfb0cec\" data-id=\"5cfb0cec\" data-element_type=\"column\">\n        <div class=\"elementor-widget-wrap\">\n                    \n                    <\/div>\n        <\/div>\n                    <\/div>\n        <\/section>\n        \t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>FAQ You can learn more from our asked questions Welcome to our Frequently Asked Questions (FAQ) page! Here, you will find answers to common questions about our range of insurance products, including business, life, car, home, and health insurance. Whether you&#8217;re seeking clarity on coverage details, understanding how different policies work, or looking for specific [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-219","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/lucruminsurance.co.ke\/index.php\/wp-json\/wp\/v2\/pages\/219","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/lucruminsurance.co.ke\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/lucruminsurance.co.ke\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/lucruminsurance.co.ke\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/lucruminsurance.co.ke\/index.php\/wp-json\/wp\/v2\/comments?post=219"}],"version-history":[{"count":15,"href":"https:\/\/lucruminsurance.co.ke\/index.php\/wp-json\/wp\/v2\/pages\/219\/revisions"}],"predecessor-version":[{"id":4846,"href":"https:\/\/lucruminsurance.co.ke\/index.php\/wp-json\/wp\/v2\/pages\/219\/revisions\/4846"}],"wp:attachment":[{"href":"https:\/\/lucruminsurance.co.ke\/index.php\/wp-json\/wp\/v2\/media?parent=219"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}