FAQ
You can learn more from our asked questions
Welcome to our Frequently Asked Questions (FAQ) page! Here, you will find answers to common questions about our range of insurance products, including business, life, car, home, and health insurance. Whether you’re seeking clarity on coverage details, understanding how different policies work, or looking for specific information related to your needs, we’ve got you covered.
Business insurance typically covers property damage, liability claims, business interruption, employee injuries, theft, vandalism, and professional liability. The exact coverage depends on your policy and the nature of your business.
Yes, even home-based businesses can benefit from business insurance. It can cover risks not included in homeowners insurance, such as business equipment, liability claims, and business interruption.
Life insurance provides financial support to your beneficiaries in the event of your death. It can help cover income replacement, debt repayment, educational expenses, funeral costs, living expenses, and estate taxes.
Health insurance helps cover medical expenses for doctor visits, hospitalizations, prescription medications, preventive care, emergency services, and mental health services. It reduces out-of-pocket costs and ensures access to necessary medical care.
Car insurance policies include options like Third Party Only (TPO), Private Comprehensive, Commercial Comprehensive, PSV Uber, Excess Protector, and Political Violence & Terrorism. Each type offers different levels of coverage and protection.
Standard homeowners insurance typically covers damage caused by risks such as fire, theft, vandalism, storm damage, and certain natural disasters. It helps pay for repairs or replacements of your home and personal belongings.
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Head office address:
Kenindia House, Loita St, Nairobi
Call for help:
0722-453610
Mail for information:
info@lucruminsurance.co.ke